GUM | Your MPF Expert | Hong Kong

Eye Exams for Our #GUMbers 👀   At GUM | Your MPF Expert | Hong Kong, we care deeply about the health and wellbeing of our employees. That's why we recently organized an eye exam event for our #GUMbers, providing comprehensive assessments from a professional team to test the overall eye health of our staff.   Beyond just eye health, this activity also gave our #GUMbers the chance to examine potential risks of other diseases that can be detected through the eyes, for example diabetes and anaemia. The medical team provided suggestions on lifestyle and habits for our employees to be more aware of their overall health condition.   Our #GUMbers greatly appreciated the opportunity, and events like this eye-checking session demonstrate our commitment to supporting our team's health and happiness.   Discover more about joining the GUM team at: https://lnkd.in/gisQ9_vM #GUM #EmployeeActivites #Wellness #Wellbeing #WorkplaceWellbeing #Workplace

GUM昨日公佈4月份強積金表現。2024年4月份，「GUM強積金綜合指數」下跌0.2%，強積金成員人均虧572港元，全年合計賺5,449港元。   4月中港股票基金出現明顯反彈。GUM常務董事陳銳隆指出：「 這次港股反彈主要是受惠於內地推出的五項惠港措施，措施優化了滬港通機制，吸引了內地投資者來港投資。相反，全球市場在四月份出現了回調，主要受伊朗和以色列戰事影響。聯儲局減息預期再次下降，目前預計2024年只會減息1次。相信隨著五月份美國踏入業績期，股市波動將會擴大，投資者應謹慎並密切關注市場動態。」   GUM released the MPF Performance for April 2024 yesterday. In April 2024, the “GUM Comprehensive MPF Index” fell by 0.2%, the average loss per member in the MPF was HKD 572, with a total gain of HK$ 5,449 for the year.   There was a notable rebound in Chinese and Hong Kong equity funds. Michael Chan, Managing Director of GUM | Your MPF Expert | Hong Kong, pointed out that “The recent rebound in the Hong Kong stock market was primarily driven by five favourable measures introduced by Mainland China, which optimized the Shanghai-Hong Kong Stock Connect mechanism and attracted Mainland investors to invest in Hong Kong. Conversely, global markets experienced a pullback in April, mainly due to the Iran and Israel conflicts. Expectations for interest rate cuts by the Federal Reserve have decreased once again, with current projections suggesting only one rate cut in 2024. It is anticipated that market volatility will increase as the United States enters the earnings season in May, and investors should exercise caution and closely monitor market dynamics.”   #GUM #MPF #finance #mpfmarketshare #marketshare #investmentnews #retirementplanning #investment  #mpfperformance #aprilmpfperformance #aprmpfperformance #mpfaprperformance #mpfaprilperformance

🌟Having a Blast at Wellness Day!🌈   We had an amazing Wellness Day for our #GUMbers! We prioritized the well-being of our team members. It was a day filled with fun activities and a focus on promoting physical and mental wellness.   During the "DoWell Day", our employees had the opportunity to participate in various engaging sessions. They enjoyed a relaxing Singing Bowl Session, which allowed them to unwind and find inner peace. They also attended a Technology Session, where they learned valuable breathing techniques to effectively manage stress. Lastly, there was a Quiz Session where #GUMbers put their knowledge to the test and competed to showcase their understanding.   Divided into groups, our #GUMbers rotated through these sessions, ensuring that everyone had a chance to experience the wellness activities. Laughter, learning, and positive vibes were abundant throughout the day.   At GUM | Your MPF Expert | Hong Kong, we believe in creating a workplace where health and happiness are valued. Join us now to be part of our vibrant team: https://lnkd.in/gisQ9_vM #GUM #Wellness #Wellbeing #EmployeeActivity #WellnessDay #SingingBowl #DoWellDay

The Countdown Begins ⏳- The abolition of the MPF Offsetting LSP/SP arrangement will take effect on 1 May 2025. As HR and A&F roles, what should you do to prepare and collaborate with each other to comply with the latest guidelines? What steps should you take before this significant change? What legal, operational, and accounting impacts should you be aware of? Join our webinar now to recap the details with our SP/LSP experts! Our managing director, Michael Chan, will provide valuable insights on everything you need to know about the new legislation. Topics covered include offsetable sources, the government subsidy scheme, HKICPA Guideline, action timeline, and more. It's time to get ahead and be prepared. Join the webinar now: https://lnkd.in/g846Gvnb #GUM #SPLSP #Offset #LSPSP #OffsetArrangements #MPFoffsetting #SLSLParrangement #AbolitionofMPFoffsettingSPLSP

🎨Pastel Nagomi Art Workshop: A Therapeutic Journey of Creativity and Well-being🌸   At GUM | Your MPF Expert | Hong Kong, we believe in fostering a positive and healthy work environment for our #GUMbers. That's why we organized a Pastel Nagomi Art Workshop today, allowing participants to engage in a Japanese healing art form that promotes creativity and well-being. Pastel Nagomi Art allows anyone, regardless of age or skill level, to create artwork without rules or limitations. Its therapeutic nature soothes emotions, restores confidence, and reduces stress and depression.   Our workshop provided a space for our #GUMbers to relax, unleash their creativity, and release stress. This workshop exemplified our commitment to creating a positive workplace environment.   We are so glad that participants enjoyed the process of creating unique masterpieces and experienced the joy and healing power of art. Stay tuned for more initiatives focused on nurturing a healthy and vibrant work culture.   Join us now: https://lnkd.in/gisQ9_vM   #GUM #PastelNagomiArt #ArtTherapy #ArtWorkshop #EmployeeWellbeing #Creativity #WorkplaceCulture #EmployeeActivity

GUM今日發布2024年3月強積金市場分析報告。截至3月，強積金市場總資產上升了1.9%，至1.18萬億港元。首季資金淨流入最多的前五個資產類型包括「美國股票基金」、「預設投資策略-核心累積基金」、「環球股票基金」、「日本股票基金」和「環球債券基金」，共佔90%以上的總資金轉換。 GUM策略及投資分析師雲天輝指出：「首季共15億港元持續追入日本股票基金，顯示成員對日股需求熾熱。雖然現時日股基金佔強積金總資產仍然低於1%，市面上有提供日股基金的供應商亦僅有3間，但成員亦可留意部分亞洲基金中的日股成份比例，作出適合自己風險及投資偏好的選擇。另外，減息預期令「環球債券基金」的資金轉入上升至第五位，但上月美國通脹數據出乎意料反彈，使6月份減息機率大減，債券基金表現受壓。成員需注意，強積金作為超長線的退休投資，應以長線投資的角度看待強積金，不應過份預測最佳的入市時機來追逐市場波動。」 GUM released the MPF Market Analysis Report March 2024 today. As of March, the total assets of the MPF market rose by 1.9% to HKD 1.18 trillion. In Q1, the top five asset types with the highest net inflows include the "United States Equity Fund", "DIS - Core Accumulation Fund", "Global Equity Fund", "Japan Equity Fund", and "Global Bond Fund", which together account for over 90% of the total fund transfers. GUM's Strategy and Investment Analyst, Martin W., pointed out, "In Q1, there was a strong demand for Japanese stocks as a total of HKD1.5 billion was invested in Japanese equity funds. Although Japanese equity funds make up less than 1% of MPF's total assets and there are only three providers offering them, members can consider the proportion of Japanese stocks in certain Asian funds to align with their risk and investment preferences. Additionally, expectations of interest rate cuts boosted inflows into global bond funds, but unexpected US inflation data dampened bond fund performance. It's important for members to view MPF as a long-term retirement investment and avoid trying to time the market based on short-term fluctuations.” #GUM #MPF #finance #mpfmarketshare #marketshare #investmentnews #retirementplanning #investment  #mpfperformance #aprilmpfperformance #aprmpfperformance #mpfaprperformance #mpfaprilperformance

GUM今天發布2024年4月份強積金半月回報。截至4月15日，4月(半月)強積金下跌1.4%，人均回報損失$3,608港元，全年總計仍賺$2,413港元。股票、混合資產及固定收益基金指數全線下跌，4月中分別下跌1.8%，1.8%及0.2%。當中美國股票基金錄得相對較大的跌幅，下跌了3.5％。香港股票基金則有輕微上升，上漲了0.1％。預設投資策略受到股市和債市的雙重打擊，核心累積基金在4月份下跌了2.4％，但年初至今仍有2.2％回報。而65歲後基金在4月份下跌1.9％，年初至今則下跌0.1%。 GUM released the half month MPF performance for April today. As of 15 April, the MPF recorded a decline of 1.4% in April, resulting in an average loss of HKD $3,608 per member. However, the total annual gain still amounted to HKD $2,413. Equity, Mixed-asset, and Fixed-income Fund indices all declined, with drops of 1.8%, 1.8%, and 0.2% respectively in mid-April. The US Equity Fund experienced a relatively significant decline of 3.5%, while the Hong Kong Equity Fund experienced a slight increase, rising by 0.1%. DIS Fund was impacted by both equity and bond markets. The Core Accumulation Fund declined by 2.4% in April, but still experienced an overall increase of 2.2% in 2024. The Age 65 Plus Fund dropped by 1.9% in April and resulted a 0.1% decline for the year. #GUM #MPF #finance #mpfmarketshare #marketshare #investmentnews #retirementplanning #investment  #mpfperformance #aprilmpfperformance #aprmpfperformance #mpfaprperformance #mpfaprilperformance

Empowering Our #GUMbers with Physiotherapy Assessments! 💪 Given the sedentary nature of office work, many of us struggle with various aches and pains. At GUM | Your MPF Expert | Hong Kong, we understand the importance of holistic employee care. To address this, we invited experienced physiotherapists to our workplace to provide personalized evaluations and recommendations for each of our #GUMbers. During these sessions, our #GUMbers had the opportunity to identify specific areas of bodily discomfort and receive tailored guidance on simple exercises to alleviate and improve their condition. This hands-on approach empowered our team to take proactive steps towards better physical health and comfort. Together, let's keep our team strong, healthy, and energized! Join us now: https://lnkd.in/gisQ9_vM #GUM #EmployeeActivity #Physio #EmployeeWellness #PhysiotherapyAssessment #GUMbers #WorkplaceWellbeing #OfficePhysio 

Shout out to HR professionals struggling with EB cost management! Feeling lost in the complex world of employee benefits? Wondering how to strike the perfect balance between cost savings and top-notch quality? Are you aware of the innovative techniques that can ease your work? Join our EB experts Dr. Gloria Siu and Bryan Mak from GUM | Your MPF Expert | Hong Kong for Episode 2 of the EB Series, as they dive deep into financial sustainability, smart strategies for benefit claims backed by case studies, and leveraging technology to streamline healthcare administration. Don't let cost constraints hold you back from offering competitive benefits. Register now: https://lnkd.in/gh8MXSr6 #GUM #MedicalInsurance #GroupMedicalInsurance #GroupMedicalRenewal #employeebenefits #EmployeeBenefits #employeewellness #workplacewellness #2024medicalplan

Free Eyebrow Fixing! 👀🌟 We believe that taking care of our #GUMbers means helping them look and feel their best. That's why we organized a special eyebrow fixing activity recently. We invited professional eyebrow stylists to our office, offering our staff the opportunity to enjoy this service for free during office hours. It was a fantastic day filled with pampering and self-care, ensuring that everyone left with beautifully groomed eyebrows! Stay tuned for more exciting employee activities as we continue to make our workplace a haven of wellness and happiness! Join us now: https://lnkd.in/gisQ9_vM #GUM #EyeBrowFixing #EmployeeActivities #EmployeeBenefits #Wellness #Wellbeing